Mortgage Specialist respects the intellectual property rights of others and expects its users to do the same. In accordance with the Digital Millennium Copyright Act (DMCA), we will respond promptly to notices of alleged infringement that are properly provided to our designated Copyright Agent. This policy outlines the information required for filing a DMCA notice and for submitting a counter-notification.
Filing a DMCA Notice
If you believe that your copyrighted work has been copied in a way that constitutes copyright infringement and is accessible via the Mortgage Specialist website, please notify our designated Copyright Agent as set forth in the DMCA. For your complaint to be valid under the DMCA, you must provide the following information in writing:
- An electronic or physical signature of a person authorized to act on behalf of the copyright owner.
- Identification of the copyrighted work that you claim has been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site.
- Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit Mortgage Specialist to locate the material.
- Information reasonably sufficient to permit Mortgage Specialist to contact the complaining party, such as an an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted.
- A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or law.
- A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
Counter-Notification Procedures
If you believe that your content was removed or disabled by mistake or misidentification, you may send us a counter-notification. When Mortgage Specialist receives a valid counter-notification, we will forward it to the complaining party. If the complaining party does not file an action in court within ten (10) business days of receiving the counter-notification, we may restore the removed content. To be effective, a counter-notification must be a written communication provided to our designated Copyright Agent and must include substantially the following:
- Your physical or electronic signature.
- Identification of the material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled.
- A statement under penalty of perjury that you have a good faith belief that the material was removed or disabled as a result of mistake or misidentification of the material to be removed or disabled.
- Your name, address, and telephone number.
- A statement that you consent to the jurisdiction of the Federal District Court for the judicial district in which your address is located, or if your address is outside of the United States, for any judicial district in which Mortgage Specialist may be found, and that you will accept service of process from the person who provided the original DMCA notification or an agent of such person.
For all DMCA-related inquiries, please contact our designated Copyright Agent using the details provided on our Contact Us page.